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For the most part, I see it as a case-by-case kind of issue.
Here’s to hoping my friend goes for it and it works out in her favor.
When I complained to Hotor Not support, they said Sorry Charlie, you already paid, used some of the credits, we won't refund you, we won't credit you back he coins, and heck we won't fix the city to be correct, they didn't actually say all those words, just 'sorry charlie'.
I called my credit card company to complain to get my money back.
You can't delete your account because in order to do that, you first have to access your account page, but the geniuses who designed this site decided to redirect you from the account page every time you attempt to access it and send you to the verification page... In other words; they let you sign up and don't give you any way to delete your account.